ACH Invoices in GoHighLevel

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ACH Debit Payment Invoices in GoHighLevel

ClickUp users who also manage client billing will find that GoHighLevel offers a streamlined way to accept ACH debit payments directly on invoices. This guide walks you through how ACH works, how to use it securely, and what your clients will see when they pay via bank account inside the platform.

What Is ACH Debit in GoHighLevel?

ACH debit in GoHighLevel lets your clients pay invoices directly from their bank accounts instead of using credit or debit cards. The payment is processed through the ACH network, which can reduce card-processing costs and is ideal for larger or recurring invoice amounts.

When you activate ACH for invoices in your Stripe account, it becomes available in the invoicing workflow. Your clients can then select the ACH option on eligible invoices and securely connect a bank account.

How ACH Payments Work in GoHighLevel

Within GoHighLevel, ACH debit payments on invoices are supported via Stripe’s ACH integration. The overall payment flow is:

  1. You create and send an invoice from your sub-account.
  2. Your client opens the invoice checkout link.
  3. They choose the ACH option when available.
  4. They connect and verify a bank account via Stripe.
  5. Stripe processes the ACH debit and sends status updates.

The funds are then paid out to your connected Stripe account subject to Stripe’s usual settlement times.

Key Requirements and Limits for GoHighLevel ACH

Before encouraging clients to use ACH debit, you should understand the core requirements and limitations defined by Stripe and surfaced inside GoHighLevel invoices.

Eligibility and Region Limits in GoHighLevel

  • ACH debit is only available for U.S. bank accounts.
  • You must be using Stripe as the payment processor connected to your sub-account.
  • The client paying the invoice also needs a U.S. bank account that supports ACH debits.

Transaction Limits on GoHighLevel ACH Invoices

Stripe imposes limits on ACH transactions that apply to invoices paid within GoHighLevel:

  • Minimum ACH payment amount: typically a few dollars (as defined by Stripe).
  • Maximum per-transaction limits can apply depending on your Stripe risk profile.
  • Certain high-ticket invoices may need to be split if they exceed Stripe’s ACH thresholds.

Always confirm the current ACH limits in your Stripe dashboard because changes on Stripe’s side will affect invoice payments in your CRM as well.

How Clients Pay GoHighLevel Invoices via ACH

Once ACH is enabled in Stripe, the client-facing checkout experience inside GoHighLevel is straightforward. Here is the typical workflow from your client’s perspective.

Step 1: Open the GoHighLevel Invoice

  1. You send an invoice link from your sub-account.
  2. Your client clicks the invoice link in their email or text message.
  3. The hosted invoice page opens with the amount due and available payment methods.

Step 2: Select ACH Debit as the Payment Method

On the invoice payment screen:

  • The client sees card payment options and, when supported, an ACH bank option.
  • They select ACH debit as the preferred payment method.

At this stage, GoHighLevel hands the secure bank-connection workflow to Stripe.

Step 3: Connect a Bank Account Securely

Stripe will guide the client through one of the following flows, depending on availability:

  • Instant bank connection using their online banking credentials.
  • Manual entry of bank routing and account numbers, sometimes followed by micro-deposit verification.

Once the bank is linked, the client authorizes the ACH debit for the invoice amount.

Step 4: Confirmation and Status Updates

After authorization:

  • The client sees a confirmation message that the ACH debit has been initiated.
  • The invoice status in GoHighLevel updates as Stripe processes the payment.
  • If the ACH fails (for example, insufficient funds), Stripe sends a failure notification and the invoice remains unpaid.

Fees and Processing Considerations in GoHighLevel

Even though ACH is often cheaper than card payments, you should know how fees are handled within GoHighLevel and Stripe.

Understanding ACH Fees

  • All ACH pricing is controlled by Stripe, not by the CRM interface.
  • Fees are typically lower than credit card processing, which can make ACH suitable for large invoices.
  • Any additional platform or SaaS fees you configure on top of Stripe processing still apply to invoices.

You can review the latest ACH pricing directly in your Stripe dashboard or on Stripe’s documentation pages to ensure accurate cost expectations for each GoHighLevel invoice.

Processing Times for ACH Invoices

ACH is not instant like many card payments. Typical processing notes:

  • ACH debits may take several business days to fully clear.
  • Your Stripe balance will update after settlement, and the CRM reflects payment status based on Stripe updates.
  • Refunds for ACH may also take longer than card refunds.

Troubleshooting ACH Payments in GoHighLevel

If clients report issues paying invoices via ACH inside GoHighLevel, use this quick checklist.

Common ACH Issues

  • ACH option not showing: Confirm Stripe is connected and ACH is enabled in Stripe for your account.
  • Payment failures: Check Stripe logs for returned payments, insufficient funds, or bank-rejection codes.
  • Delays in status updates: Allow several business days and verify the event logs in Stripe.

Where to Get More Help

For the most accurate and up-to-date behavior of ACH on invoices inside GoHighLevel, always review the official support documentation from the platform:

If you also want strategic help implementing invoicing, funnels, and automation, you can consult experts who specialize in this CRM and marketing stack at Consultevo.

Best Practices for Using ACH in GoHighLevel

To get the most value from ACH debit on invoices within GoHighLevel, keep these best practices in mind.

Optimize Invoices for Faster ACH Payments

  • Include a clear payment due date on every invoice.
  • Add simple instructions explaining that ACH debit may have a multi-day processing time.
  • Encourage ACH for larger invoices to take advantage of reduced processing costs.

Keep Clients Informed on Payment Status

  • Set up automated notifications for invoice sent, payment received, and payment failed events.
  • Use concise email and SMS reminders if an ACH payment is returned or remains pending too long.
  • Maintain a clear billing contact so clients know whom to reach out to with ACH questions.

By understanding how ACH debit works and how Stripe powers this feature, you can confidently manage invoice payments inside GoHighLevel while keeping transaction costs lower and providing a smoother experience for your U.S.-based clients.

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