How to Store a Payment Method for Future Charges in Hupspot
Using Hubspot payments, you can securely store a customer’s card or bank account so you can charge them later, speed up online checkout, or power subscriptions, all while keeping sensitive data safe and compliant.
This guide walks you through exactly how stored payment methods work, where they can be used, and the steps customers must follow to give consent for future charges.
What a Stored Payment Method Is in Hubspot
A stored payment method in Hubspot is a customer’s card or bank account that has been securely vaulted by the payments processor and linked to a contact record in your CRM.
The key points:
- Payment details are handled by the processor, not directly by your systems.
- You can reuse an approved card or bank account for future charges.
- Customers explicitly agree to let you charge them again later.
- Stored methods can be tied to quotes, subscriptions, and payment links.
This setup helps you reduce friction for repeat buyers while keeping security and compliance at the center of your billing workflows.
Where Stored Payment Methods Work in Hubspot
Once a customer has saved a payment method through Hubspot payments, you can use it in multiple parts of your billing process.
Hubspot quotes with payment links
When you send an invoice-style quote that includes a payment link, customers can complete checkout using an existing stored payment method, as long as one is available and compatible with the payment type.
Hubspot recurring payments and subscriptions
For recurring charges, you can associate a stored card or bank account with a subscription so that renewals process automatically on the schedule you set.
Hubspot one-time future charges
If a customer has given consent, you can charge their stored method in the future without requiring them to re-enter details, simplifying follow-up payments, renewals, or upsells that are agreed upon.
How Customers Can Store a Payment Method in Hubspot
A stored method is only created when the customer actively agrees to it during checkout. There are two main paths:
- Storing a card or bank account while paying your site’s embedded payment form.
- Storing a method while paying a quote generated through the CRM.
In both cases, the experience is similar and focuses on transparency and consent.
Step-by-step: customer experience in Hubspot checkout
- Open your payment link or quote.
The buyer lands on the secure checkout page powered by Hubspot payments. - Enter contact details.
They provide their email and relevant billing information so the payment can be tied to the correct CRM contact. - Choose payment type.
They select from eligible methods (for example, credit card or bank debit), based on how you configured the payment link or quote. - Review the save-for-later option.
A clear option appears asking if they want to securely store the payment method for future use with your business. - Provide consent.
The customer confirms they agree to let you charge the stored method in the future for agreed-upon purchases, subscriptions, or related fees. - Submit payment.
The transaction is processed and, if consent was given, the payment method is vaulted and linked to their Hubspot contact record.
After this flow completes, you will see the stored payment method available for compatible future transactions associated with that contact.
How Future Charges Work with Hubspot Stored Methods
With an approved stored payment method, you can streamline future transactions while staying aligned with the customer’s consent and expectations.
Using a stored method for future invoices in Hubspot
When you send a new quote or payment link to an existing customer, they may see the option to pay using a previously stored card or bank account. This can significantly reduce friction and speed up collection.
If they choose the stored method, the payment completes without them re-entering details. Depending on your setup, they may still have the option to add or update payment information.
Automatic subscription renewals in Hubspot
For subscriptions or recurring billing set up through Hubspot payments, the associated stored payment method allows automatic charges on the schedule you define in the subscription settings. This is ideal for:
- Monthly or annual service plans
- Retainers and memberships
- Product bundles with recurring fees
If a payment fails, standard dunning or follow-up processes can be triggered so you can collect updated information and keep revenue predictable.
Customer Consent and Security in Hubspot
Storing payment methods is handled with strict compliance and security safeguards.
Consent requirements in Hubspot
Before a method is saved, the customer is informed that their payment information will be stored for future use with your business, and they must express agreement. This consent is part of the checkout flow and is recorded as part of the transaction.
Data protection and processing
The payment data itself is processed and stored by the underlying payments infrastructure used by Hubspot, not directly in open CRM records. You see tokens and references rather than raw card or bank details. This design supports PCI compliance and keeps sensitive information protected.
Best Practices for Using Hubspot Stored Payment Methods
To make the most of stored methods while maintaining trust, keep these practices in mind:
- Explain clearly why you request to save the payment method (for example, easier renewals, faster repeat checkout).
- Use stored methods only for the types of charges and timelines the customer agreed to.
- Keep your billing terms and cancellation policies visible on quotes and payment pages.
- Monitor payment failures and quickly request updated details when needed.
By following these steps, you maintain a transparent relationship with your buyers while improving your billing efficiency.
Additional Resources Beyond Hubspot
To explore the original product documentation, see the official guide on how to store a payment method for future charges in Hubspot payments.
If you need help designing end-to-end payment workflows, CRM automation, or broader revenue operations strategy, you can also review consulting services at Consultevo for expert implementation support.
By combining these practices with the built-in capabilities of Hubspot payments, your team can deliver a smoother customer experience, reduce manual billing tasks, and keep all payment activity connected to accurate CRM data.
Need Help With Hubspot?
If you want expert help building, automating, or scaling your Hubspot , work with ConsultEvo, a team who has a decade of Hubspot experience.
“`
